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It was unreal how easy it was to get a mortgage. It was so much more difficult to get a car loan. We had really bad credit. We had credit cards that we had not paid on in over a year. We had to pay one off, which we did immediatly and then we were financed. The whole process was quick. It took two weeks to find the house, get the mortgage, and close. YES, just two weeks. It was awsome, and the people who owned the house wanted out quick. It took one day to become approved with a loan company. The couriered all of the paper work over to our appartment. We never had to go anywhere. We called them out of the yellow pages and went with the company that offered us the lowest FIXED interest rate and insurance and taxes escrowed into the payments.
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