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mortgage with roomates on contract?
I only make about $25 grand a year and have tried to get a loan but I cant due to low income. I have roomates that will move in with me to help with the bill.
I heard something about a contract where they will look at my roomates income as well as mine to help me get the loan. my credit is in the 690's.
I was looking for a 30 year fixed now down payment or the down payment included in the finance and depending how long it would be before the first mortgage payment mabey $645 down.
I would like to strike while the market is in the buyers favor. any help to get me in a house and out from renting would help a bunch. I know the stories abut what if they leave but thats what the contract is for, If a loan like this even exist.
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