Credit Help Forum - Learn how to rebuild and maintain perfect credit

[805 ST]

I would have to say that filing Bankruptcy was my best option. I had around $35,000 in credit card debt. I had no assets other that my truck. I wiped my slate clean and was able to start over. I would still be paying off the debt and it has been over 2 years. I am not sure if the bankruptcy laws have changed, but if you have no other option, consult an attorney.