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[diane.jsmith]

Well the PMI payments are supposed to be dropped from your mortgage when your LTV falls below 80% and as a homeowner you should be aware of Homeowners Protection Act of 1998. I would also suggest you to visit the site PMI Insurance |What is PMI | Private Mortgage Insurance which maintains a lot of information regarding PMI and I am sure you would be able to find the answers to all your queries regarding PMI and your protection out there! Happy Holidays!