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  1. #1
    Junior Member jacab9901 is on a distinguished road
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    Jan 2007
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    In Need of An Auto Loan

    Hi,

    I am in need of a vehicle. I submitted a on-line application and so far I have been denied by: Triad Financial
    WFS
    Capitol One Auto
    Long Beach Acceptance Corp.
    Nuvell Financial
    Now I am terrified to go into a dealership. Can anyone suggest any other Lenders that deal with bankruptcy or bad credit?

    Thanks


  2. #2
    Administrator CreditHelper has disabled reputation
    Join Date
    Jun 2005
    Posts
    75
    What is your credit score and how fresh is your bankruptcy? I managed to get financing through Triad through a dealer after Bankruptcy. Their rates are high, mine was 19%.


  3. #3
    Junior Member Joshua9891 is on a distinguished road
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    In Need of An Auto Loan

    I did not know that getting loan is difficult after listening to many people. This is not the case with me I don’t know to which places you have visited and did not get the loan. I’ve got my loan from Meridian Financial (Meridianlendersonline.com), Inc. call them at 941-380-9166 I hope this time you will get the loan as fast as possible


  4. #4
    Junior Member Leena is on a distinguished road
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    Determine your financial situation
    This is the first and most important step in the car buying process. You must know how much you can spend before you can determine what you can afford. You don't want to get stuck making a bloated car payment that will leave you eating bologna sandwiches for three years.
    First of all, you need to have a monthly budget. This is very easy to calculate. Add up all of your fixed monthly expenses, such as your rent/mortgage, phone bill, etc. Subtract that from your net income. Then subtract your estimated extraneous expenses, such as food, gas, entertainment, whatever. The result should be an amount of money you have to play with.

    Last edited by CreditHelper; 10-21-2010 at 12:29 PM.

  5. #5
    Junior Member taylah is on a distinguished road
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    Feb 2007
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    We just purchased a new car last week. A good tip we always use is that you do not get talked into going above your budget. We will not look at a new car loan unless it is the same payments or less than what we are already paying. You will find the salesman try and talk you around this but if you stick to your guns you will be a lot happy and will not have as much stress.


  6. #6
    Junior Member George23 is on a distinguished road
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    Jun 2007
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    I am not sure of any who specifically specify in auto loans for those with bad credit or a history of bankruptcy but I am sure there are some if you search online. You are doing things the right way though by getting qualified for a loan before you go in to the auto dealership.


  7. #7
    Junior Member alizee is on a distinguished road
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    May 2008
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    Hello, I certainly agree with you. Thank you very much for sharing your information. It was really very helpful for me.
    Thanks for sharing your information


  8. #8
    diane.jsmith
    Guest
    I think you should go with a legal advice.


  9. #9
    Junior Member kervinrudes is on a distinguished road
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    Jul 2008
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    28

    In Need of An Auto Loan

    Yes! I agree with your great advice, it really works for me.
    Your advice was excellent and it really works for beginner also.
    Thank you!


  10. #10
    Junior Member Energy Jobs is on a distinguished road
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    Sep 2008
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    In Need of An Auto Loan

    A loan is a type of debt. This article focuses exclusively on monetary loans, although, in practice, any material object might be lent. Like all debt instruments, a loan entails the redistribution of financial assets over time, between the lender and the borrower.

    The borrower initially does receive an amount of money from the lender, which they pay back, usually but not always in regular installments, to the lender. This service is generally provided at a cost, referred to as interest on the debt. A loan is of the annuity type if the amount paid periodically (for paying off and interest together) is fixed.

    A borrower may be subject to certain restrictions known as loan covenants under the terms of the loan.

    Acting as a provider of loans is one of the principal tasks for financial institutions. For other institutions, issuing of debt contracts such as bonds is a typical source of funding. Bank loans and credit are one way to increase the money supply.

    Legally, a loan is a contractual promise of a debtor to repay a sum of money in exchange for the promise of a creditor to give another sum of money.


  11. #11
    Junior Member johnpaul is on a distinguished road
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    You inevitably experience some financial difficulty at one point or another in your life. Sometimes, the only way out is to apply for personal loans. But before applying for loans compare prices of larger loans with smaller loans. The amount of money you want to borrow can have an effect on the interest rate you have to pay. This is because many personal loan companies use tiered-based structure with lower rates for higher loans.


  12. #12
    Junior Member tom240 is on a distinguished road
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    Nov 2009
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    Auto Loan Required: London Taxi

    HI

    We are a taxi company Hummingbird Cars in London. We provide Airport Transfer service from all london airports.

    We are new in the business and we require to buy new cars can anyone suggest which is the best financing institute who can provide low interest rate Loan

    Thank you

    Tom


  13. #13
    Junior Member brady4232 is on a distinguished road
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    Nov 2009
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    Getting a Car Loan Online

    Regarding an earlier post. Car Loan help is available online. Typically what you need to do is fill out a form on a car loan application site There are many sites out there like CarLoanPal.com, AutoCreditExpress.com, Web2Carz.com, etc.
    Typically these sites have networks with car dealers who are willing to work with bad credit situations. The sites do not actually provide you the loan but they get you to a dealer that is ready to work with a bank who is going to get you the loan.
    It is an efficient process.


  14. #14
    Junior Member Shottster is on a distinguished road
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    Jan 2010
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    Talking

    Quote Originally Posted by jacab9901 View Post
    Hi,

    I am in need of a vehicle. I submitted a on-line application and so far I have been denied by: Triad Financial
    WFS
    Capitol One Auto
    Long Beach Acceptance Corp.
    Nuvell Financial
    Now I am terrified to go into a dealership. Can anyone suggest any other Lenders that deal with bankruptcy or bad credit?

    Thanks
    I have some deals on auto loans on my website...if you are interested send me a pm or just reply here with your email and I will send them too you. Free auto loan quotes..I have a couple of different deals...let me know. Thank you for your support.


  15. #15
    Junior Member Shottster is on a distinguished road
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    Quote Originally Posted by tattoo View Post
    Hi,

    We are a taxi company Hummingbird Cars in London. We provide Airport Transfer service from all london airports.

    We have recently started our business and are looking for a good financing source with cheap interest rates .But, we are in a sort of confusion as there are so many Car loan providers which one is the better one it is difficult to select.
    So, Can anyone please advice us where we can buy best and most reliabel Insurance for our cars.


    Thank you
    Ok I have a couple of offers for car insurance also...free quotes...so you can decide which one is best for you out of the offers I have...mostly new companies hungry for business so their quotes will be low...let me know send me a pm or leave a reply here. Thank you for your support.


  16. #16
    Junior Member Shottster is on a distinguished road
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    Jan 2010
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    Talking Auto Loans

    Hey guys just wanted to let you know that I have a couple of offers to get you a loan on a new or used car. All you have to do to get these offers is send me a pm or you can visit my profile page and then visit my website. You will then need to find auto loans in the menu and check out what is available. Hope this helps all those seeking to get a loan for a new or used car. Thank you for you help and support.


  17. #17
    kpc
    kpc is offline
    Junior Member kpc is on a distinguished road
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    Mar 2010
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    Smile

    Hi there!

    Have you heard of the TopTen REVIEWS site online? If you have, I would suggest looking for the review titled Auto Loans Review 2010. They have researched so far the top 11 best auto loans sites and have come up with a detailed checklist of the features each site has to offer. Hopefully you can find one there that could help you.

    Good luck and all the best.


  18. #18
    Junior Member EnriqueHajela is on a distinguished road
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    May 2010
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    Hi i just want to know what is the main document required for car loan.\


  19. #19
    Junior Member njakubow is on a distinguished road
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    Jun 2010
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    There are a ton of auto loan websites out there so do some research before applying to them. There are plenty that cater to bad credit or bankruptcy as well. I would suggest reading some reviews and checking out The Ripoff Report just to make sure the company you decide to go with is legit. titleloanconnect.com has an easy loan process and you can always call with questions. remember to check out different places though.


  20. #20
    Junior Member matthewsmith is on a distinguished road
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    Sep 2010
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    6
    There so many options to get a auto financing online. All you need it to be patient in order to read there services and offers and compare from one site to another site and choice the best one for you.



 

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