Do i actually have a choice?

[ty29]

sorry for all the questions, i'm getting closer to having all the info i need. But, can I choose between chapter 7 & chapter 13?

[bellagirl]

No, I dont think so. Like I said in a previous post it will depend on what your assets are and what they are worth.

[Debt-Free]

You have even more choices than that! Bankruptcy will hurt your credit for the rest of your life. Consider a debt-relief service.

This service gets you out of debt quickly and back on the road to restoring your credit. They reduce your total amount of debt by up to 70% and negotiate with your creditors for you! You can rid yourself of debt in 1-3 years without permanently ruining yoru credit by filing bankruptcy.

[Susanzp]

I thought I would share, very interesting, and might get you out of actually having to claim bankruptcy.. How To Get Out Of Debt FAST Without Bankruptcy Or Debt Consolidation!
Susan

[rachael24]

Bankruptcy is the absolute last thing you want to do...Like the previous posts stated, try a debt relief company

[spencer24]

Yes, bankruptcy is a last resort measure you should try to avoid.